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Indian Overseas Bank – GUJJARWAL – IFSC IOBA0000197
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Indian Overseas Bank – GUJJARWAL

IFSC: IOBA0000197
GUJJARWAL Branch · LUDHIANA, PUNJAB
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BankIndian Overseas Bank
BranchGUJJARWAL
CityLUDHIANA
StatePUNJAB

About Indian Overseas Bank – GUJJARWAL

Indian Overseas Bank, GUJJARWAL branch has the IFSC code IOBA0000197. The branch is located in LUDHIANA, PUNJAB. Its MICR code is 141020521. This branch supports NEFT, RTGS, IMPS, UPI transactions.

The IFSC (Indian Financial System Code) IOBA0000197 is an 11-character code used by the RBI to uniquely identify the Indian Overseas Bank, GUJJARWAL branch for NEFT, RTGS and IMPS electronic fund transfers. On this page you can find the branch address, contact number, MICR code and payment details. Be Code brings bank branch information together so you can find the right IFSC in seconds.

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IFSC & Branch Information

IFSC Code
IOBA0000197
MICR Code
141020521
SWIFT Code
—
Bank
Indian Overseas Bank
Branch
GUJJARWAL
Centre
GAJJARWAL
District
GAJJARWAL
State
PUNJAB
Contact
2864378
NEFT
Yes
RTGS
Yes
IMPS
Yes
UPI
Yes
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Branch Location

Branch Address
NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
City
LUDHIANA
District
GAJJARWAL
State
PUNJAB
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Frequently Asked Questions

What is the IFSC code of Indian Overseas Bank, GUJJARWAL branch?

The IFSC code of Indian Overseas Bank, GUJJARWAL branch is IOBA0000197.

What is the MICR code of Indian Overseas Bank, GUJJARWAL branch?

The MICR code of Indian Overseas Bank, GUJJARWAL branch is 141020521.

Where is Indian Overseas Bank, GUJJARWAL branch located?

Indian Overseas Bank, GUJJARWAL branch is located at NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202, LUDHIANA, PUNJAB.

Does Indian Overseas Bank, GUJJARWAL branch support NEFT, RTGS and IMPS?

Yes, Indian Overseas Bank, GUJJARWAL branch supports NEFT, RTGS, IMPS, UPI fund transfers.

How can I verify IFSC IOBA0000197?

You can verify IFSC IOBA0000197 on the RBI website or your bank's official portal before making a transfer.

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Source: RBI / public bank branch dataLast Updated: 13 Oct 2026

Data is compiled from public sources and may change. Always verify the IFSC on the RBI website or your bank's official portal before making a transfer.