What is IFSC Code and How to Use It?

IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies a bank branch in India. It is used for electronic fund transfers such as NEFT, RTGS and IMPS.

How to Read an IFSC

The first 4 characters are the bank code, the 5th is always ‘0’ (reserved), and the last 6 characters identify the specific branch. Example: HDFC0000123.

Where You Need It

You’ll need the correct IFSC whenever you add a bank payee, receive a salary or refund, or make an online transfer. An incorrect IFSC can delay or misroute your money.

Use the IFSC search on BE Code to instantly look up any branch’s bank, address and city.